Money Market
Ultimate flexible savings
Boost your Savings!
- Higher interest rates = Larger savings
- Low-risk investment
- Funds are accessible
*Rate stated as Annual Percentage Yield. Membership and eligibility required. Terms and conditions apply. O.A.C.
Truly Usable Funds
Higher yields and you can still access your money? That’s right! Funds can be deposited or withdrawn at any time with a Money Market account, so you can have the flexibility to do more with your money. If your regular savings account is starting to feel stagnant, a Money Market may be the next step you need to have your money work for you.
- Higher balance = Higher rates
- Unlimited deposits
- No term restrictions
- No minimum balance
- Unlimited Withdrawals, access your funds at any time
| Savings Balance | Rate | APY | Loyalty Rate | Loyalty APY |
|---|---|---|---|---|
| $0–$2,499 | 0.25% | 0.25% | 0.25% | 0.25% |
| $2,500–$19,999 | 1.24% | 1.25% | 1.24% | 1.25% |
| $20,000–$99,999 | 1.49% | 1.50% | 1.49% | 1.50% |
| $100,000-$249,999 | 1.98% | 2.00% | 1.98% | 2.00% |
| $250,000-$499,999 | 2.96% | 3.00% | 2.96% | 3.00% |
| $500,000-$999,999 | 2.96% | 3.00% | 2.96% | 3.00% |
| $1,000,000+ | 2.96% | 3.00% | 2.96% | 3.00% |
Rates quoted as Annual Percentage Yield. Fees could reduce earnings. Federally insured by NCUA up to $250,000. Additional products and rates, including Jumbo Money Market Accounts, are listed here.
Account Requirements
- Membership and Eligibility
- Initial deposit of $2,500
Apply online today! For questions or to apply directly with a representative, call 801-456-7000 or 800-326-3328. Available weekdays: 8am–7pm, Sat: 9am–2pm. Additionally, you may visit any Deseret First Branch.