If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may feel overwhelming. Don’t panic. There are things you can do to get through this crisis. Work With What You Have The first step is to restructure your current budget. While some expenses are difficult to […]
When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions. While tough times can vary, from a sudden job loss to a natural disaster, the steps that you can take to prepare yourself are often the same. There’s an old phrase that says “the best time to plant a tree […]
It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself unable to keep up, there are steps you can take. Time For Action Though it may feel tempting to […]
A realistic, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget is your blueprint for keeping cash flow positive and sticking to your saving goals. If you have a partner, it’s essential to have one overall household budget. That big picture is crucial for having a […]
Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between 18 and 29 don’t bother with cash, checks, or a credit card, preferring to use their debit cards. When you use a debit card, the amount of the payment is debited, or subtracted from, the […]
Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with. Lower Interest Rate One of the most powerful outcomes of refinancing a loan is a lower interest rate. Whether your […]
