Business Credit Cards


Find the right card for your business

Profit from your expenses

Choose from three business credit cards designed to fit how you spend, manage expenses, and grow your business. Whether you want competitive rates, rewards, or premium benefits, there’s a card that works for your business needs.
Business Credit Card Rates
Card TypeAPR
Business PlatinumAs low as 16.85%
Business Platinum RewardsAs low as 17.9%
Business SignatureAs low as 18%
The annual percentage rates (APRs) listed here represent our best available rates. Your individual rate may be higher depending upon your creditworthiness. Membership and eligibility required. Offer subject to change. Additional products and rates are listed here.

All card options include these benefits:


No annual Fees

No annual fees

Low Interest

Low interest

Fraud Protection

Free 24-hour fraud protection

Visa ATMs accepted

Access to 25 million merchants worldwide

Online & Mobile Access

Online & mobile banking access

Side-by-side Card Comparison


two women in suit jackets, out for a business lunch

Business Platinum

Best for everyday business spending.
  • great option for small business owners
  • fantastic choice for bringing over an old balance
  • save money on interest
  • 24/7 card support
businessman in a suit at the airport, airplane flying away in the distance

Business Platinum Rewards

Best for flexible credit and purchasing. Earn reward points when you use it.
  • $1 spent = 1 point
  • hundreds of rewards options available
  • bonus, double, and triple point reward promotions offered throughout the year
  • 24/7 card support
businessman persons in helmets

Business Signature

Best for premium business spending & benefits.
  • Enhanced spending power
  • Premium Visa® benefits
  • Competitive rate and features tailored to larger or growing businesses
  • 24/7 card support
businessman with a watch on his wrist, checking his smartphone; laptop in the background

Track Your Spending

You expect accessibility for your money. With DFCU’s online & mobile banking, you’ll get it. For example, check your spending whenever and wherever you want. So whether you need to issue many cards, or want easy-to-use banking tools, we have you covered. Further you’ll be able to download account details, link to Quickbooks, and view accounts 24/7.
About Online Banking

Card Requirements


To receive a credit card with DFCU, business owners must:

Cards include a 1% foreign transaction fee. Cash advance fee 1.5% of transaction may apply. View the full VISA Credit Card Agreements here. Business credit cards are subject to credit approval. Membership eligibility required. Federally insured by NCUA. For questions, please contact Business Services: call 801-456-7060 or 800-326-3328 ext:7060. Available weekdays: 9:00am–5:00pm. Additionally, you may visit any Deseret First Branch.
CardHub app icon shown with 2 iPhone mockups of CardHub screenshots; one screen shows the CardHub login, the other previews a card's details

Lost or stolen card?

If you ever lose your VISA card, we are ready to assist you 24/7. Call us toll free at 800-326-3328. When you get to the automated menu, select the number that leads you to talk to a card specialist. You can also use the number above to request a new card and we will send you a replacement free of charge. Additionally, if you need a new card quicker, stop by a branch! They can instantly issue a replacement for you. If for some reason, you’re unable to call us, you can also block your card using CardHub.
CardHub Details

Grow your business faster with Deseret First

Give your business a firm foundation with Deseret First Credit Union!

801-456-7060