DFCU Rewards


Earn Rewards with Everyday Purchases

A picture of a DFCU platinum Rewards Credit Card

Triple Rewards for an Entire Year!

Text in photo says: 3x rewards. 2% Cash Back, 1 Card
  • Triple rewards on ALL purchases for an entire year!***
  • Get 2% Cash Back** on the entire balance you transfer over to your DFCU card
  • One card to simplify your life with a rate as low as 10.9% APR*
Apply For A Card

Limited Time Offer


*Rate stated as Annual Percentage Rate. Membership and eligibility required. OAC. Terms and conditions apply. **2% Cash Back will be applied after 60 days of a completed balance transfer to a DFCU account. 3x rewards do not apply to any transferred balance amount. ***3x Rewards cannot be stacked with any other rewards offer. Offer does not apply to current DFCU Visa Platinum Rewards cardholders. 3x rewards will start accruing from the card activation date and will last 1 calendar year from activation. Reward points accrued during that 3x time period must be used by the year date from activation (365 days from card activation) or they will expire.

Rewards for Everyone

Our rewards program is great! Every time you use your DFCU Visa Platinum Rewards card you earn a point for every dollar spent. Those points can be used to redeem rewards of all kinds. All you have to do is log in to online banking or your mobile app and click the rewards widget.

DFCU Rewards includes:

  • more value out of your points
  • the ability to make a wish list of all your wants
  • a points calculator to see how many more points you need for your favorite items
  • a way to book your vacation directly through your mobile app or online banking
  • ShopSPOT where you get more points at certain merchants online or in the store
redeem points Apply For a Card
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Vacations palm trees on the beach with a hammock tied between them
Furnishings outdoor patio chairs and table, next to a private pool
Sport Events view of a crowded stadium from the upper seats

How do I find DFCU Rewards in Online or Mobile Banking?


screenshot of the online banking login
Step 1: Log in to online banking.
screenshot of online banking rewards page
Step 2: Select the Rewards Widget. Your available rewards will show on this screen.
screenshot of the DFCU Rewards program site
Step 3: Select Redeem points, which will lead you to a new site where you can redeem your points, make a wish list, and find local stores through ShopSPOT where you can earn bonus points.
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Don’t have a rewards VISA yet?

Well what are you waiting for? Our Visa Platinum Rewards Card is amazing! Not only do you have access to all the rewards above, but you also get the following perks as well: Get a Rewards Card Apply online today! For questions or to apply directly with a representative, call 801-456-7000 or 800-326-3328. Available weekdays: 8am–7pm, Sat: 9am–2pm. Additionally, you may visit any Deseret First Branch.

Rates quoted as Annual Percentage Rate. Foreign transaction fee is 1% of the sale. Cash advance fee 1.5% of transaction may apply. Membership and eligibility required. Terms and conditions apply. View the full VISA Credit Card Agreement For more information on the Platinum Rewards view the Terms and Conditions.

Treat yourself any way you like it!

Receive bounteous bonuses today. Whether that means cash, a new TV, or a family getaway is up to you.

Choose Your Reward