Whether purchasing a new car or refinancing an existing loan, Deseret First is the best choice for low rates and flexible terms to get you on the road.

Benefits

  • Apply and sign 100% online, start to finish.
  • Financing available at over 300 dealerships, just ask for Deseret First.
  • Fast turnaround time.
  • Competitive interest rates.
  • Up to 125% financing.
  • No mileage or vehicle age restrictions. 
  • Options for those with limited credit history.

Requirements

  • Membership and eligibility. 
  • Credit approval.
Term APR
48 Months 2.59%
60 Months 2.69%
72 Months 2.94%
84 Months 3.69%
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To get pre-approved, apply directly with Deseret First online, over the phone, or in a branch. If at the dealer tell them you want your loan with Deseret First. The dealer can help with Deseret First financing on the spot.
 
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-5:30 pm or visit a Deseret First Branch.
 
For example, 48 month loan at 10% would require 48 payments of $25.47 per $1,000.00 borrowed. An 84 month loan at 10% would require 84 payments of $16.68 per $1,000.00 borrowed. Rates quoted as annual percentage rate. Rates as low as. 

visa credit cards that pay you

Deseret First has Visa Credit Card options that put money back in your wallet.
 
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our free mobile app is here

The Deseret First mobile app allows access to your accounts anytime, anywhere. Check balances, transfer funds, or deposit a check!
 
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