Fraud Alert

The financial industry is experiencing a significant increase in fraudulent activities and scamming attempts to access personal account information. DFCU will never contact you asking for your PIN, Password, or other account credentials. If you have any questions about your account, contact DFCU at 800-326-3328. To learn more about protecting yourself from fraud, click here

VISA Signature Card

Maximize rewards and benefits

A daily cash back
card to match
your lifestyle

Our most robust card yet! Receive cash
back on all your purchases!

Apply now!
A close up image of the Visa Signature credit card.

How to earn cash back


Select Businesses

Earn 5% cash back on everyday purchases at select businesses.



Earn 3% cash back on your hotel, airfare and car rentals!


Restaurants & Gas

Earn 2% cash back when you go out to eat or fill up with gas.


Everything else

Earn 1% cash back on all other purchases!

An image showing the contactless feature of the card.

Tap to pay with
your new card

A simple and secure tap is all it takes to pay for the things you need. Our contactless payments make it secure, convenient and touch-free.

Benefits and Protections


The Visa Signature card from DFCU has a great competitive rate that you won’t find anywhere else.

DFCU has partnered with NXG Strategies to supply our active card holders with identity protection and restoration. To learn more about this benefit, click here.

Take peace of mind in knowing that you’re not at fault for any unauthorized purchases that might occur.

No more need to swipe! All of our cards work wherever you can tap your card to complete a transaction.

Visa can help you plan your next vacation, purchase gifts on your behalf, and arrange dining and entertainment experiences. Learn more.

We do not charge our members an annual fee when you have a card through DFCU.

If you ever need to transfer a balance from another financial institution, there will be no fee to do so.


Product warranties can be inconvenient and cumbersome to use. If your gadget stops working, can’t find the receipt, or misplaced the product’s warranty, Extended Warranty Protection can help.

Cell phones have become an everyday necessity for the average person, which means Cellular Telephone Protection is available to provide coverage for damage to, theft of, or involuntary and accidental parting of your cell phone.

You’ve made the ultimate purchase and have received notification that your package was delivered, but when getting home the porch is empty. Because you bought the item with your Visa Signature, you’re covered with Porch Piracy Protection.

You have access to special offers, such as travel or dining, via Visa Offers and Perks.

You don’t need to wait until the end of the month to claim what you’ve earned. Your cashback is there to use the following morning after you’ve made your purchases.

We’ve partnered with several businesses in Utah that want you to use your card at their stores. And when you do, you’ll get 5% cashback. View our list of Select Merchants here.


Renting a car while on vacation doesn’t have to be stressful. If an accident happens or the vehicle gets stolen, you’ll be covered with Auto Rental Collision Damage Waiver. Learn more.

Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you. Learn more.

Take comfort in knowing that as a Visa Signature card holder, that if loss of life or limb may befall you or your family, the financial burden will be one less thing to worry about. Learn more.

Have you ever waited for your luggage to come around the belt only to find that it has been lost by your airline? With Lost Luggage Reimbursement, you can be reimbursed for the difference between the value of your belongings and the airline’s payment. Learn more.

Having a trip delayed can mean more than just lost time; it can also create an additional cost that you weren’t expecting to pay. Trip Delay Reimbursement covers up to a maximum of $300.00 for each purchased ticket. Learn more.

What if you have to cancel a trip because of the death of a loved one or your airline declares bankruptcy? Fortunately, Trip Cancellation and Interruption benefits are available to help you with these unforeseen circumstances that could disrupt your travel plans. Learn more.

Having personal items stolen from your hotel room can ruin an experience and leave you with an additional financial burden. Fortunately, you can receive a one-time payment of up to $1,000 for personal property stolen from your room. Learn more.

Needing emergency medical or dental treatment during your travel is something you don’t want to have to worry about, but when it happens, it is good to know that there is help with some of your covered expenses. Learn more.

You can’t always plan for a serious accident or illness which occurs during your travels. To try and help ease some of this financial burden, you can receive coverage for expenses not reimbursed elsewhere while on a Covered Trip purchased with your Visa Signature card. Learn more.

Apply to get these benefits!

To view all of our disclosures on the Visa Signature Card, click here.

Treat yourself any way you like it!

Receive bounteous bonuses today. Whether that means cash, a new TV, or a family getaway is up to you.

Apply for a card