Whether you take the high road or the low road
Apply for a low-rate auto loan with Deseret First
Get a Low Auto Loan Rate Today!
- Get a rate as low as 3.14% APR*
- No car payments until 2020**
- Save money for the holidays
*Rates stated as Annual Percentage Rate. Membership and eligibility required. Terms and conditions apply. OAC. Current DFCU loans not eligible for this promotion
**90-day deferred payments.
Dream It. Drive It.
Everyone has a dream car — and when you choose Deseret First to finance your car loan, you’ll save money while making your dream a reality.
Purchases
Let us help you buy your dream car! You can get pre-approved by applying online. Similarly, if you plan on financing at the dealership, ask for DFCU financing.
Refinancing
Unhappy with your current lender? Surprise financing at the dealer? No problem! Bring your loan over to DFCU— it’s quick and easy.
Title Loans
Have an unexpected life event? Let the equity in your vehicle work for you. We’ll get you taken care of with our smooth, simple process!| Loan Term Length | APR* |
|---|---|
| 48 Months | 3.04% |
| 60 Months | 3.14% |
| 72 Months | 3.39% |
| 84 Months | 4.14% |
Is my car payment affordable?
Find a car payment to fit your budget with our auto loan calculator!
The information provided in this loan calculator is an estimate and is for illustrative purposes only. Its accuracy is not guaranteed. The monthly payment illustrated above refers to the first, initial payment; for the interest and principal will change each month over the time of the loan. There may be other costs associated with obtaining a loan not included here. The figures shown are hypothetical and may not apply to your individual situation. This calculator does not pre-qualify you for any loan program. You should always consult a qualified professional for financial advice.
Partner Pages
Loan Requirements
To qualify, you’ll need:
- Membership
- Eligibility
- Credit Approval